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Morrison Foerster Highlighted as a Leading Firm by Chambers FinTech 2023

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Morrison Foerster has earned four practice area rankings and two individual recognitions in the 2023 edition of Chambers FinTech, a comprehensive guide to the leading fintech professionals around the globe.


About Morrison Foerster

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Morrison Foerster has earned four practice area rankings and two individual recognitions in the 2023 edition of Chambers FinTech, a comprehensive guide to the leading fintech professionals around the globe.The firm received the following practice area recognitions:<ul><li>USA: FinTech Legal</li><li>USA: FinTech Legal: Blockchain & Cryptocurrencies</li><li>USA: FinTech Legal: Payments & Lending</li><li>USA: FinTech Legal: Crypto-Asset Disputes</li></ul>In addition, partners Jeff Silberman and Crystal Kaldjob were both individually ranked in the FinTech Legal: Payments & Lending category.Morrison Foerster’s multidisciplinary fintech team helps established and emerging bank and non-bank fintech clients, including fast-growing fintech companies, navigate the industry’s regulatory environment as it evolves and as new technology platforms emerge. Our advice is informed by our extensive experience in financial services, technology, intellectual property, data protection, and cybersecurity sectors, as well as our deep understanding of how industry-specific practices and regulations affect the implementation of technology solutions.We have long been recognized as a leading financial services and technology firm, working closely with clients on major legislative and regulatory issues affecting financial services and payment systems globally. Advising on both commercial and regulatory issues, we understand the fintech market and its players, and ensure that you receive the most current and relevant advice for your business. Whether on a cross-border basis or on a national, federal, or state level, we both advise established businesses on a project-by-project basis and act as “outsourced” in-house counsel for emerging businesses. We are well positioned to help our clients succeed in a fast-moving, highly competitive market for technology-driven financial services.You can read more about our Chambers rankings on the publication’s <a href="https://chambers.com/legal-guide/fintech-49">website</a>.

Morrison Foerster Highlighted as a Leading Firm by Chambers FinTech 2023

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Jeremy Mandell is the co-chair of our Financial Services Group. His practice focuses on financial services regulation, with particular attention to payment and emerging payment issues.Jeremy advises bank, non-bank, and fintech clients on financial services regulatory issues, including issues arising under the Electronic Fund Transfer Act, the Truth in Lending Act, and the Equal Credit Opportunity Act. He has particular experience working on issues related to interbank and emerging payments systems, including blockchain-based payment solutions and stablecoin platforms. He has counseled clients with award-winning apps and innovative products and services on complex issues, bringing a practical, broad-market perspective to product development, ongoing compliance needs, and regulatory engagement.He also has extensive experience working with banks and non-banks on strategic partnerships. As partnerships between banks and fintechs become more prevalent, Jeremy draws on this experience to advise clients on the financial services regulatory and commercial issues that arise in the context of these partnerships.Jeremy is co-editor of The Consumer Finance Law Review, surveying the legal and regulatory approaches to consumer finance law in jurisdictions around the world.Before joining Morrison Foerster, he served as a senior financial services analyst at the Board of Governors of the Federal Reserve System in the Division of Reserve Bank Operations and Payment Systems, where he focused on policy issues related to large-value payments systems. Jeremy leverages this experience to advise clients on various legal and regulatory issues.Jeremy earned his J.D. from The George Washington University Law School in 2010. He earned his M.A. in applied economics from Johns Hopkins University in 2004 and his B.A in economics and international relations from Lehigh University in 2001.

Jeremy Mandell

Co-Chair of Financial Services Group

Stephanie assists companies with technology and life sciences transactions, representing both private and public companies, from emerging growth through the Fortune 50. In particular, Stephanie focuses on helping companies that leverage data through technology in structuring their business and commercial transactions.Stephanie has over two decades of experience working with clients on the complex technology, intellectual property, and data rights issues across technology and business sectors, including, among others: artificial intelligence (including machine learning and other data analytics approaches), cloud services, life sciences and healthcare, the Internet of Things (IoT), fintech, digital transactions, autonomous systems, cybersecurity solutions, semiconductors, edtech and cleantech. Additionally, Stephanie advises on the commercial technology and intellectual property aspects of mergers, acquisitions, asset spin-off transactions, and private equity investments. Stephanie serves on the Responsible AI Venture Council, part of the recently launched Lucas Institute for Venture Ethics at Santa Clara University’s Markkula Center for Applied Ethics. Stephanie is also a member of the firm’s global ESG + Sustainability steering committee as well as the firm’s FinTech steering committee, where she helps to lead and collaborate with attorneys across multiple practices. Stephanie is also a sought-after speaker and thought leader on the issues at the intersection of technology and law, including regarding AI, Life Sciences and FinTech.Since 2016, Stephanie has taught as a guest lecturer in the Technology Transactions course in Cornell Law School’s Technology and Entrepreneurship LLM program at CornellTech. She also was adjunct faculty at Cornell Law School for a Legal Issues in FinTech course.

Stephanie Lynn Sharron

Partner

Eric T. McCrath is the Chair of Morrison Foerster.Eric has been a trusted advisor on hundreds of public and private M&A, private equity, and financing transactions over the course of his career. As part of his market-leading M&A practice, he counsels strategic acquirers and targets in a variety of industries, including technology (semiconductors, software, AR/VR, FinTech, AI), healthcare, consumer products, financial institutions, media, gaming, and transportation. He represents leading U.S. and global companies and regularly advises on complex cross–border transactions.Eric is regularly recognized by leading publications, including Legal 500 US and Chambers USA, with client sources describing him as “greatly skilled at advising on the most complex and high–profile M&A transactions,” and noting that he “combines strong technical skills and a flair for complexity with commercial awareness, pragmatism and sound judgment.”Eric joined Morrison Foerster as a partner in 2007. He has held multiple leadership roles at the firm prior to being elected chair in June 2022. He has been a member of Morrison Foerster’s Executive Committee since 2016, the Compensation Committee since 2019, has served as Global Co-Chair of the firm’s Corporate Department of over 400 lawyers since 2018, and has also held a number of practice leadership roles.A diverse lawyer of Asian heritage, Eric is also one of the longest-standing members of Morrison Foerster’s Diversity Strategy Committee, having served since 2010.

Eric McCrath

Chair

Jeff Silberman is co-chair of the firm’s Financial Services Group and co-lead of our Fintech practice, where he provides business-oriented and strategic advice to fintech companies and financial institutions.​​​Jeff’s focus includes bank/fintech partnerships, online and app-based financial services, digital assets and blockchain based payment systems, marketplace business models, and capital markets matters. He has extensive experience negotiating commercial and strategic relationships in highly regulated markets and is known for advising financial institutions and high-growth companies on the various legal, regulatory, and operational complexities associated with financial infrastructure, digital-first financial products, Software-as-a-Service (SaaS) and licensing arrangements, and the adoption and scale of online, app, and cloud-based business models.Jeff regularly acts as external general counsel advising early and growth stage startups, as well as incumbent fintech companies and financial institutions, on all areas affecting their organizations. He works closely with senior management and boards of directors to provide practical legal and business advice.Jeff has over two decades of legal experience in the fintech, financial services, and capital markets space, including nine years as in-house and general counsel at prominent fintech and financial services companies. Prior to joining Morrison Foerster, he served as global co-chair of the fintech practice at another leading international firm.<h4>Representative Experience</h4>Fintech<ul><li>Represent an international B2B e-commerce marketplace in transactional and regulatory matters related to integrated financial products and payment services.</li><li>Represented a public fintech company in its initial and additional bank sponsorships, including negotiation of program management, processor, network, and other third-party agreements and arrangements.</li><li>Represent a global cryptocurrency exchange in the creation and support of domestic and cross-border payment products.</li><li>Represent a U.S. challenger bank in the creation of its platform, including a sponsor bank, processing, card network, and other third-party service provider agreements.</li><li>Represented an app-based investment adviser in its formation and registration of an RIA and commercial relationships with executing broker-dealers and other supporting service providers.</li><li>Represented a fintech platform on its mobile solar loan application, loan origination, and forward flow facility.</li><li>Represented a leading fintech platform in the negotiation and execution of master service agreements integrating its technology with marketplace lenders and online small business lenders.</li><li>Represent various blockchain-based service providers, DAOs, and cryptocurrency exchanges in product creation and associated digital asset regulatory considerations.</li><li>Represented a SaaS platform in the creation and negotiation of master service agreements for broker-dealer, asset manager, and insurance company integrations.</li><li>Advised a digital asset advisory boutique in its regulatory matters.</li><li>Counseled an income share agreement platform in various forward flow purchase agreements.</li><li>Represented a point-of-sale finance platform offering consumer loans, deposit accounts, and debit cards in its sponsor bank relationship, processor, and related third-party service provider agreements.</li></ul><ul><li>Represented a cloud-based voice trading and data collection platform in strategic partnerships and integrations with a global investment bank and other broker-dealer integrations.</li><li>Negotiated strategic partnerships, joint ventures and service agreements on behalf of a leading Lending-as-a-Service fintech platform.</li><li>Counseled a digital point of sale finance platform in the creation of forward flow relationships for the sale of consumer loans.</li><li>Represented a leading fintech lending platform in the creation of forward flow facilities for consumer loans.﻿</li></ul>Financial Institutions<ul><li>Advised several U.S. banks on their core systems and various technology integrations to support direct and sponsored business units.</li></ul><ul><li>Represented a top U.S. bank in the structuring of its online wealth management platform, and related fintech integrations.</li><li>Represented several sponsor banks entering the Banking-as-a-Service space, including creation of program documentation, issuer processor arrangements, and other key third-party service provider arrangements.</li><li>Advised a growth stage venture capital fund in its Series C investment in a fintech platform focused on mortgage loan origination.</li><li>Counseled a U.S. bank evaluating digital lending business models, and the due diligence and creation of vendor relationships with fintech service providers.</li><li>Advised multiple credit unions in the origination and sale of digitally originated whole loans and loan participations.</li><li>Represent a broker-dealer in the expansion of its platform to enable online transactions.</li><li>Advised a growth stage venture capital fund in its Series B investment in a fintech platform offering AI solutions to reduce losses in auto, mortgage, and retail lending.</li><li>Represent a broker-dealer establishing its Capital Acquisition Broker registration.</li><li>Represented a New York based broker-dealer in fintech and trading system licensing matters.</li><li>Counseled a regional bank in the creation of its digital lending platform, including creation of related disclosure documents, loan agreements, and internal operating procedures.</li><li>Provided general counsel in corporate and strategic matters, to NY based broker dealer including establishment of new business lines, FINRA continuing membership applications, technology and other vendor licensing and service agreements, and general employment matters.</li></ul>

Jeff Silberman

Fintech